|
6/1/2009
- The Prosperous Times
GTP’s Weekly Newsletter: Volume 1
A Glance at Gateway’s Past Week
The last week saw Gateway’s recommended forex investment club FX Yacht Club, once again, do the amazing. It literally doubled its monthly earnings in the final week and closed out the month of May at 5.1%. Do the math … That’s on a feverish 61% clip for the year. Any questions?
Retirement: Now You Think You May Fall Short?
Does the unfolding of recent events, economic blunders, and lack of security in this economy have you seriously questioning your retirement strategy? You are not alone. There are millions who see the big picture considerably different than they did years or even months ago.
It may, in fact, be time to consider other alternatives that can reduce how much you need to save. There is an obvious, albeit, unattractive one: You can put off retirement for a few years. That strategy does allow you to continue making contributions to your retirement account while postponing withdrawals – While that strategy does significantly increase the size of your nest egg, recent developments have certainly undermined the credibility of what were previously considered ‘safe’ investments. How comfortable are you with putting good money after bad?
Maybe you should consider a part-time job after you retire. It certainly could make a big financial difference and may even provide some benefit as it keeps you emotionally and physically connected. However, if a big reason you look forward to retirement is to live your lifelong dreams in real-time, a part- time job is nothing more than a career change … not something you imagined when you envisioned retirement.
You also may wish to consider other options such as curtailing your personal spending or even trading down to a less-expensive home (given that this soft market leaves you with any equity) .Many looking to add income often consider a reverse mortgage only to find that its benefits apply just to a select few.
Perhaps the best thing to do is to invest in a brand new asset class; one that is not beholden to the fluctuations of one singular economy. It could be time to embrace an opportunity to safely grow your money with consistent returns far superior to antiquated strategies that lately have proven far riskier than their reputations. You deserve to know what is available to you, even if your current financial planner is not knowledgeable. If he were that good, he would more than likely already be retired. Point being, you have options. In particular, one that delivers far better than most.
If retirement to you means a cut in spending, a reduction of the activities you enjoy, additional work, and a general lack of security and unending stress, than, by all means, keep following traditional paths and continue to seek the advice of the financial planners who have recently allowed your net worth to plummet. If retirement means doing what you choose, when you choose, there is no better time than right now, to find out about FX Hybrid Trading. Get the returns you require and the retirement you deserve while you are still young enough to enjoy it to the fullest.
Who’s the Loser Now (and Then)?
In his recent article Are Stocks a Loser’s Bet? William Bernstein of Money Magazine recently wrote, “Despite the recent rally, equities are still down more than 30% over the past year … In fact, I wouldn't be surprised if, after seeing the market go straight up for the better part of two decades, you're now starting to wonder whether stocks are prone to lose money over time. Well, guess what? Most stocks do lose money over time.”
For those of us who have put our faith in the stock market for so many years, the following statistic is a difficult pill to swallow. In fact, you may wish to start swallowing some other pills to alleviate the stress of this one simple and undeniable fact: The majority of individual securities tend to post negative returns over the long run.
After copious research on the subject, researchers at investment management firm Dimensional Fund Advisors discovered that from 1980 to 2008, the top-performing 25% of stocks were responsible for all the gains in the broad market. As for the bottom 75% of U.S. stocks, they collectively generated annual losses of around 2% over the past 29 years. What’s worse, many of the Companies posting the most consistent gains over that time period are among those at the top of the bailout money list. Yep. Many of our most reliable performers are failures. Feeling confident are you?
It should be said that some investors do wind up with success from their psychic friends network call-ins regarding their stock picks, but history shows this good fortune is seldom lasting.
So what are our options?
Diversify. If you remain a gambler and/or a glutton for punishment, then retain a small list of stocks to curb your appetite (and don’t expect to win too often.) Then keep your eye open for other solutions.
If you are yet to discover FX Hybrid Trading www.gatewaytoprosperity.com, this would be the time. It is the investment opportunity that others claim to be; an investment that provides safe, consistent returns. Ideally, It is for the investor who enjoys lucrative returns rather than those who prefer to stress about the lack thereof. Forget about the stock market already. Look at where it has brought you.
|
